The Indiana Women’s Affordable Housing Network is an organization committed to the empowerment and development of women who work in affordable housing through networking, partnership, education, and service to our Indiana community.  It is our goal to create a state-wide organization that brings together women from all sectors of the affordable housing industry to carry out our mission.


IWAHN’s vision is to create an environment where women feel empowered to achieve business success by creating relationships that improve the quality of life and strengthen our Indiana community.

Julia Kaercher

Julia Kaercher is the Vice President of Program Development of Merchants Affordable Housing Corp.  Julia assists in project development and funding applications for MAHC and its consulting clients as well as planning community events.  Julia started her career in multi-family housing as a part-time volunteer, here at MAHC in 2014.  She has grown and excelled in the art of writing applications as she has helped to secure funding from multiple institutions. In 2017, she orchestrated the first community service event where over 50 volunteers helped to landscape six of MAHCs buildings.  Julia first learned of the Women’s Affordable Housing Network at AHF in Chicago and was enamored with the idea of chapter in Indiana.  The idea was able to come to fruition after a trip to Georgia to meet with Ashely Northcutt and we started with our first event in August 2018.

Lori Edwards

Lori Edwards joins MAHC as Vice President of Acquisitions.  She brings over 15 years of affordable housing experience from a variety of sectors, beginning with administering CDBG, HOME and LIHTC programs at the Indiana Housing and Community Development Authority to facilitating project closings at City Real Estate Advisors as well as full-service development of 4% and 9% Low Income Housing Tax Credit projects. In previous developer roles with The Annex Group and MACO Companies, she created successful partnerships and LIHTC development opportunities throughout the Midwest and Southwest regions of the US. She has received the HCCP and C3P housing certifications, serves as a Board member for Community Alliance of the Far East (CAFÉ) of Indianapolis and is a founding Steering Committee member for The Women’s Affordable Housing Network for Indiana.

Samantha Spergel

Samantha L. Spergel has worked at Indiana Housing and Community Development Authority (IHCDA) since January 2016; first as the Director of Real Estate Production and currently as the Director of Real Estate Strategic Initiatives and Engagement, where she provides policy oversight on numerous U.S. Department of Housing and Urban Development Housing Construction programs, oversees the Consolidated Planning process for IHCDA,  manages technical assistance and capacity building efforts, targeting local units of government and non-profits, to provide regulatory guidance, management training and insight into community development innovations such as Opportunity Zones, and manages special initiatives within IHCDA, including the Anchor Employer Workforce Housing Demonstration Program.

Samantha has been interviewed for Affordable Housing Finance Magazine, and Evidence Matters, the Quarterly Magazine for HUD’s Office of Policy Development and Research. Samantha has also presented at a variety of conferences, including the Council for Engagement and Outreach, Indiana Association of Regional Councils, Accelerate Indiana Municpalies, the Indiana Housing Conference, Indiana Township Trustees Conference and the Opportunity Zone Consortium Workshop, Samantha serves as Co-Chair of ULI’s Women’s Leadership Initiative (WLI and also holds positions on the Preserving Affordable Housing Committee through Near East Area Renewal, the Women in Affordable Housing Network Steering Committee.

Samantha holds a Bachelor of the Arts in Political Science from The College of Wooster, and a Master of Public Affairs from Indiana University.

Jennifer Green

Starting in December, 2019 Jennifer C. Green was selected as the Executive Director of Partners in Housing Development Corporation (PIHDC). Since Jennifer has been at the helm, revenue has increased and several foundations have provided funding to PIHDC as well getting the Supportive Services department fully staffed and functioning.

At PIHDC, Jennifer is responsible for ensuring that all 13 properties are performing to a capacity acceptable to the investors, funders and regulatory agencies.  Her main goal is to develop and acquire funding that will ensure PIHDC residents receive the supportive services needed for them to maintain their housing and move on as self-sufficient residents of society.

Ms. Green has over 25 years of experience in Community and Economic Development as well as working with the Low Income Housing Tax Credit program (LIHTC). Jennifer was the former President of Insight Development Corporation. She has held positions of Assistant Administrator of Community Development and Senior Project Manager for the City of Indianapolis. While at the City she served as project manager for its nationally recognized Fall Creek Place Development. As well, as Project Controller for Methodist Hospital and Asset Manager for Eastside Community Development Corporation.

Charyl Luth

Charyl Luth is the Executive Director of the Affordable Housing Association of Indiana (AHAIN) where she is responsible for carrying out AHAIN’s strategic plan and legislative priorities. She has knowledge of IRS Section 42 (LIHTC) and USDA Rural Development multifamily housing programs and currently serves on the boards of the Indiana Affordable Housing Council and the Indiana Women’s Affordable Housing Network.

She is currently working with the Indiana Housing Work Group to develop a comprehensive overview of Indiana’s housing supply and needs on a county-by-county basis. Charyl recently received the John Niederman Rural Development Leadership Award designed to celebrate outstanding leaders in the field of rural community economic development. She is a Wright State University Lake Campus graduate with a BS in Organizational Leadership.

Charyl values community service and she serves on many local committees and assists in planning large community events. In her spare time, you might find her painting, hiking, gardening, or hanging out with family and friends.

Victoria Templeton

Victoria has a wealth of multi-family experience including over 4,000 apartment units totaling more than $400 million.

These apartment complexes span across the country from Wisconsin to Florida and Texas to Virginia, ranging in project type from 4% & 9% LITCH low-income tax credit housing, workforce housing, market rate, and luxury apartments. Each project is unique whether it have a Qualified Allocation Plan or local jurisdiction district planning or, the construction style of a suburban two-story walk-up, or an urban five-story structure with parking structure below.

As a project manager, Victoria is responsible for envisioning a project, coordinating with our internal team and third-party consultants, and generating a facility on time and on budget. Victoria graduated with a Bachelor of Architecture and a Bachelor of Environmental Design from the College of Architecture and Planning (CAP) at Ball State University in 2006. She is currently licensed in Illinois, Indiana, Michigan, Wisconsin, and North Carolina. Victoria holds professional memberships with NCARB, AIA, and Architecture 2030 and is a LEED Green Associate. She was a member of the inaugural class AIA Indianapolis Chapter of Christopher Kelley Leadership Development and currently sits on the advisory board.

Julia Sharp

Executive Vice President, Tax Credit Equity Syndications

Ms. Sharp leads the tax credit equity platform at Merchants Capital. In addition to managing equity operations, Ms. Sharp is responsible for raising private equity from institutional investors for tax advantaged equity funds primarily comprised of Low-Income Housing Tax Credit (LIHTC) projects. Prior to joining Merchants in March 2020, Ms. Sharp served as Assistant Vice President of Syndications and Investor Relations at a national tax credit equity syndicator where she was involved in structuring, raising capital, and closing more than $1 Billion in equity investments through private placements, multi-investor funds, and secondary activity. Ms. Sharp Graduated from Ball State University’s Miller College of Business with a degree in Accounting and Economics.


We’ll be adding new seats on our Committees coming 2022!

The SPONSORSHIP COMMITTEE’S responsibility is to coordinate the receipt of sponsors and their donations. Committee members communicate with potential and existing sponsors to answer any questions and keep track of responsibilities to those sponsors. Committee members work with the Communications Committee to get information from sponsors in order to highlight them in newsletters and on social media. Committee members are also responsible for keeping track of the amount of funds coming in from sponsors and track the events and social media posts for each Sponsor.

The MEMBERSHIP COMMITTEE’S purpose is to recruit new members who have an active role in the affordable housing industry, develop networking, volunteerism, and community engagement opportunities for members, and promote the value of membership through professional and personal development activities.  The Membership Committee takes great pleasure in helping to empower women working in all aspects of affordable housing in the State of Indiana.